1、 Endowment insurance

养老保险断缴后会导致自己的累计缴纳年限变少，如果你在退休前没有满足15年的缴纳年限就只能延迟退休。

After the old-age insurance is cut off, your cumulative payment period will become less. If you don't meet the payment period of 15 years before retirement, you can only delay your retirement.

二、医疗保险

2、 Medical insurance

医疗保险断缴期间是不能享受医保报销待遇但可使用账户余额，济南的职工医保是当月缴纳次月生效。如果在待业的这段时间生病是不能享受医疗报销的。如果想退休后终生享受医保待遇，根据法律规定男性交满25年、女性交满20年。

During the period when the medical insurance is cut off, you can't enjoy the medical insurance reimbursement treatment, but you can use the account balance. The employee medical insurance in Jinan is paid in the current month and takes effect the next month. If you get sick while waiting for work, you can't enjoy medical reimbursement. If you want to enjoy medical insurance treatment for life after retirement, according to the law, men have paid for 25 years and women have paid for 20 years.

三、生育保险

3、 Maternity insurance

生育保险的报销条件是，在生孩子前需要连续缴纳满12个月才能享受生育保险。

The reimbursement condition of maternity insurance is that you need to pay continuously for 12 months before giving birth to a child.

四、工伤保险

4、 Industrial injury insurance

断缴工伤险对自己没有什么影响，毕竟工伤险是需要在工作期间受伤才可以报销的。

Cutting off the payment of work-related injury insurance has no impact on yourself. After all, work-related injury insurance can be reimbursed only after being injured during work.

五、失业保险

5、 Unemployment insurance

失业保险只要缴费满一年，只要是公司辞退的你就可以领取失业金。但领取限制相对来说比较多，领取期限长为2年。要是你自愿离职的是不可以领取失业金的，领取失业金期间也是不可以缴纳社保的。

As long as the unemployment insurance has been paid for one year, you can receive unemployment benefits as long as the company dismisses you. However, there are relatively many restrictions on receiving, and the maximum receiving period is 2 years. If you leave voluntarily, you can't receive unemployment benefits, and you can't pay social security during the period of receiving unemployment benefits.

社保断缴后还会影响，买房、摇号、孩子上学、落户等一些问题，不想让自己的社保出现断缴我们就可以选择社保代缴公司来为我们代缴社保。

After the social security payment is cut off, it will also affect some problems, such as buying a house, Yaohao, children going to school, settlement and so on. If we don't want our social security payment to be cut off, we can choose a social security payment company to pay social security for us.